![]() You can then work out how much you can borrow for a mortgage/home loan. Use our Income Tax Calculator to calculate your tax payable and net income. Learn more about this home loan type here. Home Loan Deposit Calculatorĭo you have enough deposit for a home loan? Use the home deposit calculator to check if you have enough to pay the upfront costs of buying a home. Work out the size of your limited guarantee and see if your situation meets the policy of five major lenders using our family pledge loan calculator. Use the first home owners grant calculator to find out the FHOG available in NSW, QLD, VIC, ACT, NT, TAS & SA. What are the benefits for NSW, QLD, VIC, WA, ACT, NT, TAS & SA? Calculate your stamp duty and First Home Buyers Grant. Which is better? An offset account or making extra repayments on your home loan? Compare your options with our calculator. ![]() Which deposit bond is the cheapest? Do you need a short term or long term bond? Extra Repayments Calculator Deposit Bond Quote CalculatorĬompare deposit guarantee premiums from several insurers. Have you calculated the full cost of buying a home? Calculate your stamp duty, other government fees and hidden fees with our calculator. Should you pay Lenders Mortgage Insurance & buy a home now or save for a bigger deposit? Use our buy now or save calculator to compare options. What is your borrowing capacity? Try our Borrowing Power Calculator and find out how much the banks will lend you for your home loan Buy Now Or Save More Calculator When is stamp duty exempted in the ACT? BAS Statement Income CalculatorĪpplying for a low doc mortgage? Use our low doc BAS calculator to find out how the banks assess your income from your recent BAS. ACT Stamp Duty Calculator 2023: Conveyancer DutyĬalculate the stamp duty on property purchases in the Australian Capital Territory (ACT) using our calculator. If you wish to speak to an expert mortgage broker, please call us on 1300 889 743 or enquire online and we can let you know which lenders can approve you.įree mortgage calculators to help give you a better insight into how the banks will view your home loan application. ![]() You can access a range of mortgage calculators on our website which will help you to work out your borrowing capacity and the cost of your mortgage. This page will tell you how much you can save by making extra repayments into your offset account. To find out more about how an offset account works or to calculate your average offset balance please see our offset account calculator page. ![]() Of course if you access the funds you have paid into your offset account then you will lose the benefit from making your additional repayments. ![]() This will enable you to access the funds in the future with greater ease. If you are disciplined with your money then it is better to make those extra payments to your offset account. Yes, making additional repayments to a 100% offset account will have the same effect as if you had made the extra repayments to your loan account. Get Started Can I make extra repayments to my offset account?
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